OfferLedger
A practical worksheet app for buyer estimates, seller net sheets, commissions, closing costs, comps, and client handoffs.
Built for realtors and informed homebuyers who need editable numbers, visible assumptions, and a cleaner way to move from quick estimate to shareable worksheet.
Buyer estimates
Estimate payments, cash to close, loan type impacts, local costs, and worksheet-ready buyer details.
Seller net sheet
Model sale price, payoff, commissions, concessions, repairs, closing costs, and estimated net proceeds.
Offer comparison
Compare multiple offers by net effect instead of looking only at the headline purchase price.
Shareable worksheets
Print, email, copy, or share client-friendly estimate summaries with source notes and disclaimers.
For the first real conversation
Make the estimate useful before everyone is sitting at the closing table.
OfferLedger is for the moment when a buyer, seller, or realtor needs a credible planning number, not a perfect final settlement statement.
Address lookup, public-record fields, Freddie Mac baseline rates, county-style tax assumptions, and editable worksheet values help reduce typing while keeping the realtor in control of the estimate.
Built for realtors
Buyer sheets, seller net, commission, closing, comps, and offer ranking in one place.
Useful for homebuyers
See the payment and cash-to-close picture before the first serious call.
One transaction, several views
Move from buyer math to seller math without starting over.
OfferLedger keeps the common transaction details available across calculators and worksheets while still giving buyer and seller work their own reset paths.
1. Calculate
Start with buyer payment, affordability, loan program, rate source, and local-cost assumptions.
2. Pull context
Use address and ZIP details to prefill public-record and local-estimate fields when available.
3. Build sheets
Review buyer, seller, commission, closing-cost, and offer worksheets from the same transaction.
4. Share
Print, email, copy, or share summaries with estimate notices and data-source labels included.
Buyer side
Loan types, rates, local costs, and cash to close in one workflow.
OfferLedger supports conventional, FHA, and VA planning assumptions, including VA funding-fee exemptions and state-by-state veteran property-tax notes where available.
Rate data is treated as a baseline, not a promise. The app keeps manual overrides and source labels visible so a realtor can explain where the estimate came from.
- Freddie Mac baseline rates
- FHA, VA, conventional
- Editable local costs
- Source and confidence labels
Worksheets that can leave the room
Client handoffs should be readable, editable, and clearly labeled as estimates.
The worksheet side is designed for real use: quick resets for new buyer or seller scenarios, a compact number pad for iPhone and iPad, and print/email/share actions for client-ready summaries.
Public-record, rate, tax, and local-fee data can be incomplete or change before closing, so the app keeps those source notes attached to the worksheet instead of hiding them.
Privacy-minded by default
OfferLedger is built so worksheet values, client names, addresses, and searches stay on the user’s device unless the user chooses to share or email a summary.
Optional Pro tools
A deeper realtor toolkit when the workflow needs more than a quick estimate.
OfferLedger includes optional Pro access for expanded worksheets, comps, sharing, and advanced planning flows. Pricing and availability are shown by Apple in the App Store and inside the app.
Expanded worksheets
Comps workflow
Print and share
Source disclosures
Important estimate disclaimer
OfferLedger provides editable real estate estimates for informational planning only. It is not a lender, title company, settlement statement, appraisal, tax bill, inspection, MLS, legal advisor, tax advisor, or financial advisor.
Actual rates, taxes, insurance, title fees, lender fees, commissions, public records, exemptions, closing costs, credits, and final settlement figures may vary by property, county, lender, title provider, contract, and closing date.
Always verify final numbers with the lender, title company, closing attorney, county, realtor, and applicable local professionals before relying on any estimate.